Our bank is a small local bank. In general they’ve been very good to deal with. They offer a web interface through which we can access our account, pay bills, etc. The web interface is nothing special… it works, it has a couple of quirks and unnecessary page reloads.

Recently they decided they needed to beef up security. I ran into this on my own personal account a while back, and was unhappy about it. Now they’ve done it to our business account.

The security mechanism consists of them asking three questions and requiring answers to them. Then, in the future if they decide that you might be accessing the account from a different computer from the one you usually do, they may ask the questions and block your access to the account if you can’t answer them.
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